Insurance Premium Tax (IPT) Increase to 10%

On 16th March 2016, George Osborne, Chancellor of the Exchequer, delivered his 2016 Budget to Parliament.

As part of the delivery, HM Treasury announced that the Insurance Premium Tax (IPT), the tax on general insurance, will increase from 9.5 per cent to 10 per cent, with the extra revenue going to flood defence.

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Clear girl celebrates graduating at the CII’s Great Hall

Congratulations to Georgia Hollis who has just celebrated passing the CII Accredited Brokerbility Academy Apprenticeship in a graduation ceremony held at the Great Hall of the Chartered Insurance Institute in London, on 27 May 2016. Georgia is Trainee Account Handler in Clear's Property Department and was one of 17 young apprentices to receive their qualification as part of the first Brokerbility Academy Programme.

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Quarter 1 Winners of Our Employee of the Year Award 2016- Khayyam and Andy

We’re delighted to announce the first quarter winners of our Pauline Uludag Employee of the Year Award are Andy King and Khayyam Khan, who earned nominations from our staff for their positive attitude, support for others and the outstanding service they provide to colleagues and customers respectively. Here's a little bit about our quarter 1 winners , with some quotes from our staff:


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Enterprise Act Receives Royal Assent

The Enterprise Act, a wide-ranging piece of legislation designed to benefit the United Kingdom’s 5.4 million businesses, received Royal Assent on 4th May 2016 and will come into effect in May 2017. The one-year transition period will allow both businesses and the insurance industry to make any necessary changes required by the new Act. Both groups have welcomed the measures, with the British Insurance Brokers’ Association (BIBA) declaring that it ‘means good news for the insurance sector and for business’ as it marks a move toward a more deregulated environment that should make it easier to start and grow businesses in the United Kingdom.

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Commercial Drone Use- What are the Risks?

While hobbyists have been using drones for some time, businesses are now adopting the technology. Small unmanned aircraft systems (SUAS), also known as remotely piloted aircraft systems (RPAS), have rapidly become more common in the Commercial sector. 

However, while drones may present your company with new business opportunities, the technology introduces new risks. And, in response, legislators and insurers are working hard to keep up.

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The Insurance Act is coming…

The government recently made some of the biggest changes to insurance law in over a century when they announced the Insurance Act 2015. The Act introduces some new obligations on customers, which are counterbalanced by strict remedies for insurers.

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Launch of Our New Website

We are excited to announce the launch of our new website. Our new and improved website offers our customers 5 key features which we hope will serve you better:

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Flood protection: Be prepared

While winter is drawing to a close, there are still some significant risks to properties due to bad weather. This was highlighted recently with the damage caused by Storm Imogen.

What should you do?

There are a number of steps that you can take to prepare for floods:

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Cover overview: Property Dispute cover

We are launching a new insurance product that will provide cover for 'live' property risks (risks that are not insurable in the Legal Indemnities market).

This might be of use for clients involved in litigation on the defendant side or where you have identified a risk but conversations between the parties have already taken place thus excluding the risk from the Legal Indemnities market.

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Our employees of the year 2015 - Lianne and Mark

In 2014, Clear launched the Pauline Uludag Employee of the Year Award in memory of our well-loved Claims Manager Pauline Uludag, who lost her fight with illness in December 2012 and passed away. Pauline joined Clear in November 2011, having been a friend of many of us and was well-liked and respected. She was known for her exemplary standards, cheerful and considerate demeanour and genuine warmth towards clients, colleagues and insurers.

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