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News

Three topics to consider with rentcharges: freehold, estate and ground rent

Rentcharges have been in existence since the 1290 Statute of Quia Emtores, which was payable to the lord of the manor in perpetuity.  They became popular in the Victorian and Edwardian eras as a mechanism to release land from its manorial owners and get the land into use.  Once the land was developed, the subsequent owners would then be liable for a yearly charge, normally ranging between £2 and £10. 

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Meet our new Group CEO, Mike Edgeley

We recently welcomed Mike Edgeley to CLEAR as our new Group CEO.

Mike was kind enough to spare a few minutes to discuss his background, his thoughts on CLEAR, and his plan for his first few months.

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Ignoring the risk of Japanese Knotweed could prove a costly mistake, personally, legally and financially

Japanese Knotweed (Fallopia japonica) is an invasive non-native species of weed, identifiable by its red bamboo-like stems and green spade-shaped leaves. Japanese Knotweed spreads quickly and is known to cause damage to the structures and substructures of buildings by taking advantage of weak points in the buildings' fabric, such as cracks in masonry, caused by movement in the substructure. Consequently, the presence of Japanese Knotweed is an important consideration during a property transaction or property development.

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Now that the Brexit transition period is over and a new trade deal has been agreed, what will happen to EU-related insurance?

The UK formally left the EU at 11pm on 31 December 2020, and while the main treaty is agreed, there is still a lot of detail that the UK and EU need to sort out. One of the key issues that remains unresolved is the fact that the rules relating to financial services have not been finalised. Indeed, there is relatively little in the treaty about financial services at all. 

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The Supreme Court rules on the FCA's COVID-19 test case

On Friday, the Supreme Court handed down their judgment on the High Court test case brought by the Financial Conduct Authority (FCA), regarding business interruption insurance claims and COVID-19. 

The case involved the policy wordings of six insurers, and in a number of respects the court found in favour of the FCA. The judgment is binding on the six insurers, and insurers with similar wordings will be required to interpret their wordings in light of the ruling. 

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Delivering the next phase of CLEAR's growth and development

CLEAR will be 20 years old this year, and after two decades of successful growth the business now handles over £200m in premiums, has completed 27 acquisitions and has more than 400 employees working across 10 offices. In 2017, CLEAR secured the backing of ECI Partners, which resulted in a doubling of EBITDA.

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Insurance professionals record Christmas charity single with Mark Morrison

 In support of local Leicester organisation Hope Against Cancer, we’re excited to announce the release of a Christmas charity single on 2 December 2020 – It’s Christmas (Santa’s On His Way).

Born out of an idea that account executive Tommy Reid, from Clear Group company BHIB Insurance Brokers, had with Tracey Hallam from Hope, the single will help raise much-needed money for this amazing charity.

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Our Christmas opening hours 2020

Christmas is nearly here and as 2020 comes to an end we would like to take a moment to thank you for your valued support, throughout this challenging year. Wishing you a Merry Christmas and the best of luck for a prosperous 2021!

Here are our Christmas opening hours in case you need to contact us over the holiday period:

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Insurers offer support for ‘long Covid’

The risk of what is termed ‘long Covid’ has been much reported recently - and insurers are reacting.

‘Long Covid’ is the term given to long term symptoms of Covid-19. While initial scientific studies into the disease suggested its duration was relatively short, more recent research suggests a small portion of people infected will suffer from symptoms over a much longer period.  

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Chloé Valorso wins the Cockpit Arts/CLEAR Award 2021

Every year we team up with Cockpit Arts, the UK’s only creative business incubator for craftspeople, to offer a special award for professional makers and artists. And each year we receive numerous engaging, exciting and innovative entries from across the UK. 

But there can only be one winner — and for 2021, we’re very pleased to announce that it’s Spirit Artist Jeweller, Chloé Valorso.

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Understanding Your Cyber Risk in the New Threat Landscape

We have all seen many changes in 2020. One of these being a transformation to the cyber security threat landscape. The year has brought out all kinds of cyber criminals — from opportunistic COVID-10 phishers to amateur student hackers taking down educational systems to prevent access to online classes. As the cyber security threat landscape continues to change, so must we.

This post will identify current and significant threats to help you to prepare for whatever changes come next.

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