News

During the lockdown, many insurers extended or relaxed their policy conditions for unoccupied properties. This situation has changed, potentially affecting anyone who owns or rents a property that currently remains unoccupied.

If you think this may include you, please continue reading.

With the majority of businesses now working remotely, laptops have replaced desktops for many.

This change in equipment presents additional risks for data security that may harm your business.

We have outlined how to identify and reduce the likelihood of data loss via laptop thefts in this 3-step guide:

This week, we announced that MPW Insurance Brokers, an organisation with more than 30 years of experience in arranging specialist insurance for the construction industry, has made some changes to reflect its close relationship with the CLEAR Group.

This exciting integration brings a new trading name - CLEAR MPW - and a new logo, making it more obvious that the business’s clients are benefitting from CLEAR’s resources and infrastructure, receiving a faster, more efficient service from the same MPW team that they’re already familiar with. This is an exciting stepping stone towards a full trading name change to Clear Insurance Management at a later date.

To discuss the integration and what it means for the newly minted CLEAR MPW, their team, and their clients, we sat down with founder and Managing Director Andy Webb.

There has been much confusion over the COVID-19 crisis and the response from insurers. In an attempt to gain greater clarity over policy cover the FCA has started a High Court action against a number of insurers. We have had a number of queries from our customers regarding the test case and what it means for commercial policyholders; we hope this note will help you to understand the process and how it might affect you.

Businesses across the UK are now returning to the workplace, meaning many workers will now be commuting again for the first time since March.

As with ensuring offices and other work environments are as safe as possible, proactivity is the key to supporting staff safety as they commute. It’s worth considering adjusting your working practices, as well as your rules and guidance for staff, to help ensure they’re as safe as possible.

Here, we’ve compiled 5 key factors to consider as you do this:

Many businesses across the UK will be preparing to reopen and allow staff to return to work as lockdown restrictions ease. However, employers, the self-employed, and landlords must take steps to identify and control the risk of Legionella before employees and the public re-enter their premises.

With lockdown beginning to ease, many employers are now need to begin planning for what is likely to be a staged return to the workplace. 

If you’re among them, we’ve published a full guide to creating your ‘Return To Work’ action plan. No time to read the guide yet? We've prepared a summary of the key areas it covers:

If COVID-19 has taught us anything, it's that if a business is to ride out a major crisis and continue trading, it needs a risk management plan.

That's not to say that a risk management plan is a silver bullet. But without one, you can't hope to understand how your business might suffer and, crucially, how it might adapt and respond to minimise disruption to its operations.

Throughout the COVID-19 pandemic the safety of CLEAR’s staff and clients has been of paramount importance.

As the lockdown has continued to evolve, we wanted to take the opportunity to provide an update on how we are continuing to support both.

CLEAR are pleased to announce the board appointments of Tim Money as Chief Financial Officer and Nick Gallimore as Group Operations Director, both subject to FCA approval.

COVID-19 has affected all elements of business practice, and onboarding is no exception. 

With remote work now the norm in many sectors, business owners must refine their onboarding strategy to provide new employees with a comprehensive overview of the business, its challenges and its opportunities - and all while cultivating a feeling of belonging.

Achieving this at a time when new employees might not meet a colleague face-to-face for many months is difficult, so onboarding should begin at the moment an offer is made. 

Here are our best practice guidelines to help you in this new process: 

Protecting key staff who are both crucial and influential is of paramount importance to any business. Key persons normally possess special skills, intellect, knowledge, experience and/or have valuable contacts, or they could be a person whose loss or replacement attracts significant financial expense. Examples might include an IT manager, an Account Director, or indeed COO and CEO’s.

Avoiding ergonomic injuries is one of the difficulties associated with working from home that is most often overlooked. 

The outcomes of poor ergonomics – sitting with bad posture, having only a limited range of movements, having to bend or reach repeatedly – may seem fairly innocuous, but over the long term it’s possible they can lead to a range of issues that may have long-lasting effects, including damage to muscles, nerves, blood vessels, ligaments and tendons.

Many factors that feed into good ergonomics are taken for granted in an office but can be lacking in a remote workspace. For example, while at the office, you likely have access to a suitable desk and chair, but at home you might not have an optimal setup.

To transform a section of your home into a suitable workspace, consider the set up of the following: 

The idea of working from home may initially sound appealing – no commute, more time in bed, access to your own kitchen – but remote work is a double-edged sword. 

For people who are not used to working from home, distractions and a lack of structure can limit productivity and drive. On the other hand, you may find yourself continuing to work long after you would have normally finished for the day because you are not leaving your work environment.

For these reasons, it is vital that you plan ahead and create a healthy, sustainable routine that you can follow on working days, and that you prioritise your work effectively. 

Here are four things to bear in mind when you are designing your day:

In this difficult time, CLEAR’s priority has been to do as much as possible to protect our staff’s wellbeing while ensuring our customers receive the service they rely on.

To this end, we are rigorously implementing Government guidance, enabling our staff to deliver for customers while working safely from home.  

We are hugely proud of them - below, a few details on how they’re supporting our clients, as well as each other:

The current crisis is having a significant impact on businesses everywhere. But for some business owners, a short-term slowdown in activity can provide the opportunity to implement optimisations for long-term improvement. This can mean executing tasks that have been in planning limbo, establishing better internal infrastructure or implementing more efficient processes. 

In light of the challenging times we are experiencing, we have temporarily closed our physical locations and moved our staff to continue their services working from home. Here is some information about how each branch is affected and how we are dealing with your post:

We recently touched base with Martin Hall, Regional Development Director here at CLEAR, to discuss his experience of working remotely - how his work life has changed, and how he has managed to adapt.

Here's an insight into Martin’s working schedule (and some top tips, too):

Howard started CLEAR in 2001. He has always worked in insurance; having previously run a family insurance broker, before a stint with a city broker where he learnt how to grow a business through acquisitions.