News

Each year, we collaborate with our partners at Cockpit Arts, a Deptford-based business incubator for craftspeople, to offer a special award for professional makers who show particular promise.

With effect from 5th August 2019, the Ogden discount rate will marginally increase from -0.75% to -0.25% for personal injury awards. The government made the decision to increase the Ogden Rate after the current rate led to concerns that victims of life-changing injuries (claimants) were being significantly overcompensated. Here are the key points to note about the changes and how they will affect you:

Resident disputes are an ever-present risk in property management. Disagreements over increased rent charges and the validity of houses in housing for multiple occupation (HMO) licensing are just two examples of disputes a property management organisation may find themselves arbitrated via what’s known as First-tier Tribunal (FTT).

We’re excited to announce that our charity fundraising this year has been given a significant boost.

Our friends at Ecclesiastical Insurance have generously offered to provide an additional £500 for each of our chosen charities this year, as part of their Closer To You scheme. Their mission is to give £100 million to charity by 2020, and one way they’re doing that is by giving donations directly to charities chosen by a selection of the brokers they collaborate with.

Every year the CLEAR awards celebrate staff excellence across the business. Whilst it's certainly taken us longer than usual to announce the winners of these prestigious annual employee awards, we are tremendously proud of their exceptional contributions to the business.

Each year, the Cockpit Arts/CLEAR Insurance Award celebrates the work of professional designer-makers, and each year we receive numerous exciting, intriguing, innovative entries from across the UK.

But there can only be one winner – and for 2019, we’re very pleased to announce that it’s ceramic artist Ula Saniawa.

This year our Leamington Spa office have chosen to support Myton Hospice as our Charity of the Year. This amazing charity offers specialist palliative and end of life care for the people of Coventry and Warwickshire.

When you hear the term “data breach” do you automatically think cyber-attack? It would be a reasonable reaction if you did, given the growing risk that UK businesses face from cyber-crime and malicious hacking.

Parliament remains in deadlock, and any hope of the UK leaving the EU with a deal before 23 May – when EU parliament elections are to be held – is at an all-time low. Faced with yet another likely cliff edge and no-deal outcome in October, large firms and SME businesses alike are still stockpiling resources in preparation for potential shortages and delays to their EU supply chains.

Every year, we team up with Cockpit Arts, the UK’s only creative business incubator for craftspeople, to offer a special award for professional makers and artists. The winner receives a match funded studio place at Cockpit Arts - worth £2500* - plus an insurance package specially tailored for craftspeople from us at CLEAR, and more (interested? Enter for this year’s award here)

Have you noticed your premiums rising? Conditions in the professional indemnity market are changing. In this article we outline what these changes are, why they have occurred and what you can do to manage them.

Every year, each of our offices nominate a selection of charities that they’d like to support with fundraising over the course of the following 12 months.

CLEAR’s charity commission then makes the final decision on who each office will support. They’ve now reviewed this year’s nominations, and, taking into consideration our stated aim to concentrate on smaller, local charities over the next 12 months, they’ve made their decision.

With the UK scheduled to leave the EU on 29th March 2019, we want to provide our customers with a summary of the insurance implications of driving your vehicle in the EU in the event of a no-deal Brexit. 

Commercial property is worth £883 billion and accounts for 10% of the UK’s net wealth. Yet it is estimated that in London alone 24,400 commercial units are currently empty. Around 45% of these unoccupied properties have been vacant for over two years.

Cyber-criminals are increasingly targeting charities as they see them as soft targets with vulnerabilities they can easily exploit. 

As the days grow shorter, and wet and wintry conditions set in, the risk of slipping outside in wet or icy conditions increases. 

While small-to-medium sized businesses up and down the country have the most to gain from cutting staff sick leave, a stubborn misconception persists that healthcare insurance is a luxury that only larger employers can afford.

According to the World Meteorological Organisation (WMO), there’s a 70% chance of a recurrence of the El Niño weather event before the end of this year, which means we could be heading for yet another very cold winter.

A fantastic opportunity has arised in our Accounts team at our City Office. We're looking for an FP&A Manager to join our growing business with the aim of supporting the CFO in driving through strategic growth and improving performance.

We're thrilled to announce that CLEAR has been shortlisted in two categories for the Insurance Times Awards 2018; Commercial Lines Broker of the Year and Independent Broker of the Year.