Legal indemnities insurance

CLEAR has been providing Legal Indemnity insurance for over 25 years so it is no coincidence that over 150 law firms use us, many within the UK's top 100. We have a team dedicated to solicitors, making us one of the leading Legal Indemnity specialists in the UK.

Our depth of knowledge allows us to understand the difficulties that can exist and provide practical solutions. As an independent broker CLEAR has access to the market leading insurers to obtain the best possible cover.

Cover features and benefits

Our Legal Indemnity products can provide comfort to lenders and allow transactions to complete. As well as our standard range of covers, we can provide policies covering Judicial Review, Rights of Light and Town or Village Green, as well as those required on a pre-planning basis.

Here are just a few of the covers we can arrange:

  • Absence of Easement
  • Bankruptcy/insolvency
  • Breach of Restrictive Covenant
  • Chancel repair
  • Contaminated land
  • Defective title
  • Forfeiture of lease
  • Insolvency Act
  • Judicial Review
  • Missing beneficiary
  • Missing deeds
  • Right of Light
  • Search insurance
  • Town and village green
  • Trustee (Breach of Trust)

What you need to know

Here are some of the most frequently asked questions we receive about our Legal Indemnity insurance covers.

How long will the underwriting process take - can you come back to me today?
Simple transactions can take only a matter of minutes to complete, whilst more complex risks can take 24 to 48 hours. However, we will always respond to your enquiry on the same day.
What information do you require for a Legal Indemnity quotation?
We have a guide which outlines the information required. For some of the more complex risks (e.g. Right of Light, missing beneficiary or lost share certificates) please contact us as we will require the completion of a proposal form.
Can a Legal Indemnity policy be protected from inflation?
Many underwriters will add an 'Escalator Clause', which will increase the indemnity limit by an agreed percentage over an agreed number of years. If you need further clarification please don't hesitate to contact us.
If my client is a successor in title, how do I make sure the policy is adequate?
A copy of the original submission is normally available from the underwriters. They will consider any cover changes or amendments upon request. If you would like further advice on this topic, give our team a call.
What is an adequate Limit of Indemnity?
There is no set formula for calculating the limit of indemnity, but most lenders will require a sum equal to that of the purchase price of the property or full development value. If you wish to obtain varied limits for due consideration, CLEAR would be happy to accommodate this request.

What our customers have to say

"The team at Clear are fantastic - they are very proactive, creative and competitively priced. Their pragmatic approach has, on a number of occasions, resolved otherwise problematic situations"

Nick Doffman
Partner, Head of Real Estate
Mischcon de Reya LLP

Related Information

 

Speak to a specialist, Nick Mace, to arrange your insurance cover.

Call 020 8329 4964 or email