Construction Insurance

Construction insurance solutions for property developers and building contractors

We all know that a major construction project can be a complex and multifaceted operation that needs meticulous planning, monitoring, and management.

That’s why it’s so important to appoint specialists to oversee all your construction insurance requirements at the earliest opportunity.

CLEAR’s construction insurance professionals will work with all parties throughout the process to arrange insurance that reflects their respective rights and interests, avoids costly duplication and prevents perilous gaps in cover.

To learn more about how we can help, get in touch with our construction insurance team now:

Get In Touch

CLEAR guide to Construction Insurance

Download our Construction Insurance brochure here

The CLEAR Group have a specialist facility that provides a site insurance policy tailored and dedicated to home builders and developers.

Our scheme is open to all eligible home builders and developers, and there are more favourable rates for HBF members.

Download our Home Builders and Developers Insurance Facility brochure, and get in touch below to learn more:

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What our customers have to say

Jarvis Group Ltd

"Due to outstanding service levels, the knowledge and experience and the confidence we have in the competitive pricing, I would highly recommend using CLEAR MPW, who we’ve been with for over 15 years."

Sam Chandler | Finance Director

Carrara Marble Ltd

"Insurance is a critical part of our business and ensuring we have the right policies and cover is of utmost importance."

Mathew Moore | Senior Manager

iGroup Technologies UK Ltd

"In the modern world of complex contracts and an ever-increasing onus that is placed on suppliers, it is more vital than ever that robust, comprehensive and flexible insurance arrangements are available to my business."

Gary Houghton | Director

What you need to know

Here are some of the most frequently asked questions we receive about our Construction cover.

How can I make sure I am properly insured for the risks that I face?

Construction and engineering industry businesses are often subtly different in the work that they conduct and therefore also the risks involved. CLEAR understand that no two risks are the same and can devise an insurance programme which is tailored to your unique business activities.

What can you do to assist with claims management?

The efficient administration of claims is really the acid-test of the effectiveness of an insurance policy. At CLEAR we have a dedicated claims team who will work hard to help settle claims.

How can I ensure I am obtaining competitive quotations?

CLEAR have access to a wide range of leading UK construction and engineering insurers for quotations. We place a firm emphasis on insurers of quality and financial standing, who can deliver appropriate insurance solutions, including the required supporting claims service.

Do I need professional indemnity insurance?

It is a common misnomer that Professional Indemnity insurance is only required for construction and engineering companies that provide their own design work. Businesses that provide advice, consultancy or design can commit errors in the course of their professional business that lead to financial losses suffered by third parties. Even companies that sub-contract all design works have exposures – a dissatisfied customer is likely to bring a claim against you, not your sub-contracted designer, for example.

My requirements are non-standard, is this a problem?

At CLEAR we are used to handling bespoke requirements for clients. This does not necessarily mean that the solutions are more expensive, but that they need to reflect specific business circumstances.

How do I know if my sub-contractors are insured – my policy states that they need to be?

This is an increasingly important area for policyholders to focus on. Many liability policies contain warranties that sub-contractors need to have their own insurance in place for a related claim to be covered. Breaches of this can lead to claims going unpaid. CLEAR can assist with the management of this often-overlooked issue.

CLEAR can do more...

As leading, independent insurance brokers, we continually ask what more can we do for our clients?

It’s a question that motivates us to seek out and acquire specialist capabilities and innovate products and services to meet our clients’ multiple insurance needs. Moreover, by cultivating this diverse insurance ecosystem, we can manage and deliver solutions in a strategic, interconnected and cohesive way.

So, in addition to the risks and cover already in focus here, our team can identify and discuss other risks, services and insurance solutions to further protect your business, your people and you.

For example:

Claims Management and Loss Recovery Solutions
Cyber Liability Insurance
Directors and Officers Insurance
Employee Benefits
Key Person Insurance
Legal Indemnities Insurance
Professional Indemnity Insurance
Property Owners Insurance
Right of Light
Trade Credit

Speak to our Construction Insurance team now:

Call 01622 683 913 or email

View our case study

The complexity of the project to re-develop the Earls Court Exhibition Centre needed careful insurance planning, CLEAR was asked if we could help and our innovative approach saw successful covers being put in place, despite the many considerations and limitations posed by the site.

Full case study