Insurance for craft and design businesses

CLEAR has spent many years’ working with Craft Associations to design a unique insurance package for Craft Workers and Design Makers, which is available exclusively to Craft Association members.

By working with your associations we have negotiated highly competitive premiums with Covéa Insurance and our online facility allows you to arrange cover for the first time or renew your existing policy in just a few minutes. This gives you the freedom to view, print and electronically file your policy documentation and access it whenever you need to.

Cover features and benefits

The standard package includes the following insurance covers:

Cover Limit
Employers Liability £10 million limit any one event
Public Liability £5 million limit any one event
Products Liability
(now includes cover for USA and Canada)
£5 million any one period of insurance

The following valuable optional covers are now available:

  • ’All Risks’ cover for contents, stock, machinery and equipment - choose the sum insured from the range available – it needs to be sufficient to repair or replace the property equal to its condition when new. If taken out, Goods in Transit cover can also be included for when sending items by post or third party carrier (limits apply).
  • Cover for loss of profit and additional costs of working up to £50,000 following a valid property damage claim. Please contact us if you require a higher sum insured.

1st April 2017 to 31st March 2018

* Craft Central, Cockpit Arts:

Liability Only Including property damage up to
  £5,000 £10,000 £15,000 £20,000 £30,000 £40,000
£116.22 £176.13 £253.90 £345.29 £439.71 £750.00 £1,025.00
  Including Business Interruption option
N/A £203.37 £281.20 £372.52 £466.95 £783.00 £1058.00

* Craft Central Network members and Travelling Souk members:

Liability Only Including property damage up to
  £5,000 £10,000 £15,000 £20,000 £30,000 £40,000
£124.53 £188.61 £273.70 £371.23 £472.92 £788.50 £1,063.50
  Including Business Interruption option
N/A £215.82 £300.94 £398.46 £500.16 £825.90 £1,095.40

What you need to know

Here are some of the most frequently asked questions we receive about our craft and design cover.

Can I buy cover if I am not a member of a Craft Association?
No. Cover is designed exclusively for craft association members.
What is the limit of Public Liability?
£5,000,000 is the standard level of cover.
Does the products liability cover include the USA and Canada?
Yes, as long as the annual turnover does not exceed £50,000.
Is exhibition cover included?
Yes. Exhibition cover is included throughout the UK and temporarily anywhere else in the World. If you are unsure of the Insurers definition of 'temporarily' then please contact us.

What our customers have to say

“It can be difficult for small businesses such as our members to get affordable insurance cover, but Clear Insurance Management’s scheme has been developed to provide a simple, cost effective solution specifically for the craft and design sectors.”

Vanessa Swann
Cockpit Arts

Related Information

 

Speak to a specialist, Alison Thistle, to arrange your insurance cover.

Call 020 8329 4936 or email