Insurance for the vending machine and water cooler industry

At CLEAR we have a specialist insurance scheme designed for anyone involved in vending and water coolers, whether you’re an Operator, Manufacturer or Wholesaler and Supplier. Our insurance policies are able to accommodate almost anything coin, note, token or card operated.

We have specialist policies for all sizes of business, from sole-traders to PLC’s, and our policies are approved and recommended by the vast majority of the vending and water associations and we already work closely with NIVO, EDWCA, AVA, RefreshU, Kenco Local and their members.


Cover features and benefits

  • Approved and recommended by many vending and water associations
  • Cover for any size of business, from sole-trader to PLC
  • Public and Product Liability limits from £1,000,000 to £50,000,000
  • High cash and large stock limits as standard
  • Liability Cover for your machines 24 hours a day, 365 days a year
  • The ONLY Approved insurance scheme recommended by major vending franchisors, such as TUBZ and Snack in the Box

What you need to know

Here are some of the most frequently asked questions we receive about our vending insurance policies.

Will my liability cover apply when I’m not on site?
Yes, your liability insurance is in force 24 hours a day, 7 days a week, regardless of whether the operator is on site.
Will the policy cover me for various types of vending machines?
Yes, our policies are very flexible and we are able to accommodate almost anything!
Are you able to offer liability cover for Airports, Docks, Railways, Hospitals or other Local Authority buildings?
Yes, CLEAR can provide cover for all types of vending machine locations.
Can I cover my machines for Fire, Theft and Vandalism at customer sites?
Absolutely, this is available as an option.
Am I able to cover stock in my machines or stock kept at my customers?
Yes, CLEAR can offer many options allowing for cover stock whilst in the vending machine or stored on a customer's premises.

What our customers have to say

“I have dealt with Heartland Insurance, who are now part of Clear, for over three years. During that time I have found them to be efficient, diligent and highly professional. Justin Gould has himself always been available for advice to ensure we really do get a high level of service and value for money.“

Ross Macdonald
Upton Group Ltd.


Speak to a specialist, Justin Gould, to arrange your insurance cover.

Call 01926 466922 or email