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Insurance for craft and design businesses

CLEAR has spent many years designing a bespoke insurance package which provides a wide range of cover for craft workers and designer makers.

We have devised a specialist insurance package with Covéa Insurance and our online facility allows you to arrange cover for the first time or renew your existing policy in just a few minutes.

This gives you the freedom to view, print and electronically file your policy documentation and access it whenever you need to.

Cover features and benefits

The standard package includes the following insurance covers:

Cover Limit
Employers Liability £10 million limit any one event
Public Liability £5 million limit any one event
Products Liability
(Includes cover for USA and Canada)
£5 million any one period of insurance

The following valuable optional covers are now available:

  • ’All risks’ cover for contents, stock, machinery and equipment - choose the sum insured from the range available – it needs to be sufficient to repair or replace the property equal to its condition when new. If taken out, Goods in Transit cover can also be included for when sending items by post or third party carrier (limits apply).
  • Cover for loss of profit and additional costs of working up to £50,000 following a valid property damage claim. Please contact us if you require a higher sum insured.

Additional benefits include:

  • Prices start from £107.56 (incl. IPT & fees)
  • Products Liability cover for USA as standard, with an excess of just £250
  • There is no need to split your business property covers between stock/content when purchasing cover through CLEAR

What our customers have to say

 

What you need to know

Here are some of the most frequently asked questions we receive about our craft and design cover.

Is there a policy excess?
Yes – standard £250 excess applies.
Is goods in transit cover included?
Yes - if business property (all risks) cover is chosen, the limit will be 20% of the chosen sum insured or £5,000 whichever is less.
Can portable computer equipment be included?
Yes - if business property (all risks) cover is chosen, the limit is 25% of the chosen sum insured or £5,000 whichever is greater.

Related Information

 

 

Speak to a specialist, Alison Thistle, if you have an enquiry or any queries:

Call 020 8329 4936 or email