Real Advantage
Clients find real value from our truly independent and comprehensive review of current healthcare arrangements. Often with little or no increase in your costs you can help to reduce staff absence and improve productivity.
While Private Medical Insurance is often the starting point Clear recommend a free audit of all your current healthcare related benefits and services. By understanding your corporate objectives and culture we can help you develop a strategy to improve the wellbeing and effectiveness of your workforce
Market Update
Our market update will brief you on the wide range of potentially confusing healthcare products and services available to help you make an informed decision on which, if any, you should offer.
For example we can recommend very low cost, but effective, services to address stress and emotional issues - so often behind staff absence. Then there are a range of innovative but surprisingly affordable healthcare plans which can offer real advantage to employees who may be outside the budget for conventional Private Medical Insurance.
Providing benefits under a “Flex” platform is no longer restricted to large enterprises and is really welcomed by employees who value the freedom to select benefits relevant to their own life stage.
Choose Clear
We are pleased to offer a no obligation review of your current arrangements and our thoughts on the way forward to help maximise your spend and meet your corporate objectives.
Our range of services and products include:
Private Medical Insurance
International Health Insurance
Low Cost Healthcare Insurance
Cash Plans
Dental Plans
Employee Assistance Programmes
Occupational Health Programmes
Absence Management Services
Health Screening
Flexible Benefits
The Private Medical Insurance marketplace is ever more complex as insurers introduce more products and options, many on a “modular” basis rather than the traditional “take it or leave it” approach. There are also more added value services as insurers try to differentiate themselves. One thing that hasn’t changed is the trend for rising premiums.
So how do you make an informed buying decision? How do you select the right benefits to suit your business at a competitive and acceptable price? Dealing with a broker who really understands the market and speaks your language is the first step in making such headaches a thing of the past.
One size does not fit all
You need advice that recognises your budget, your culture, your objectives and your employees. Clear can guide you through this by taking the time to understand your needs and designing the right package of benefits for your budget.
We can go to the market and do the research for you and ensure your terms are competitive. We will also provide straightforward answers to your questions.
We guide you through the complex process of selecting policies and insurers:
Transfer Criteria – is a transfer of insurer possible or even desirable?
Service delivery – will insurers be there when you need them?
Price stability
Added value services
Private Medical Insurance
For larger schemes our independent model for projecting future claims costs provides both a useful benchmark to analyse insurer proposals and a sound basis for negotiations.
Choose Clear
Our specialist healthcare team have extensive experience and can also update you on the latest market developments and trends.
Seeing a multitude of quotations can be confusing. So let us help you by using our experience and insurer relationships to your advantage and help you secure not just a competitive quotation but a benefit package that meets your needs.
Home
